Window cleaning insurance in Florida
Flannable is launching in Florida first. Statewide construction trades run through the DBPR; many trades also carry county-level licenses with their own insurance minimums.
What Florida actually requires
Rules current as of July 2026 — always confirm with your county licensing board.
Florida questions
Does Florida require general liability for trade businesses?
The state ties insurance proof to contractor licensing, and counties commonly set $100K/$300K minimums for specialty licenses. Commercial clients almost always require $1M regardless of the legal minimum.
Who enforces licensing in Florida?
The DBPR statewide, plus county licensing boards for specialty trades.
What drives the price of window cleaning insurance?
Working height above all — ground-and-ladder work prices very differently from mid-rise or rope-access work — then crew size and claims history. Declare your real maximum height; a claim at a height you never declared can be denied.
Am I covered above three stories?
Standard policies often exclude or surcharge work above two or three stories. Tell your insurer your real max height — a claim at a height you didn't declare can be denied.