Pressure washing insurance,
in plain English
High pressure means high stakes: stripped paint, cracked windows, slippery walkways. Cover the blowback before it happens.
Two minutes, and a licensed agent follows up once we can place coverage in your state.
How we get you covered
The things that actually go wrong on pressure washing jobs, and the coverage that answers for each one.
Covered vs. not covered — before you pay
Covered
- Property damage from spray, chemicals, or runoff
- Injuries to bystanders
- Damage discovered after the job is done
Not covered — read this first
- Your own rig and machines (tools & equipment)
- Jobs on roofs without an add-on
- Damage from ignoring the manufacturer's PSI specs
The coverages pressure washers usually stack
What drives your price
We don't publish a "from $X a month" number, because for pressure washers it would be close to meaningless — the same work prices very differently depending on classification, payroll, claims history, and state. Get a real quote instead; it takes about two minutes and no one calls you.
State rules for pressure washers
Licensing and minimum limits differ by state. Pick yours:
FloridaWhy pressure washers switch to Flannable
Others reveal the fine print at checkout — or add it after you buy. Ours is on this page, above.
If your renewal jumps, we re-shop it across carriers automatically and show you the math — we're an independent agency, not a captive one.
Self-serve certificates, and renewal certs re-sent to every holder before they expire — so an expired COI never costs you a job. That's what we're building first.
Frequently asked questions
Do I need insurance to pressure wash houses?
Most states don't mandate it, but almost every commercial contract and many residential clients require a COI first. Some counties also require it for a business license.
Does insurance cover paint I accidentally strip?
Yes — damage you cause to the property you're working on is the core of general liability. Insurers will expect you to follow equipment PSI guidelines.
What about my machines?
Pumps, surface cleaners, and trailers need tools & equipment coverage — a separate policy from liability, priced on the replacement value of the gear you schedule.